Tips for Purchasing travel insurance

This is an important one. Travel insurance policies insure the individual, so everybody going on a trip wants their very own travel insurance; not only the individual who booked / paid for the excursion. This means that if your trip is cancelled suddenly, everyone’s location on the holiday will be covered.

A lot of people don’t realise that travel insurance also covers weekends and nights off in the united kingdom, as long as there’s a minimum of a 25 km radius between your home and your lodging (which has to be pre-arranged and reserved for at least 2 nights in order to be covered). So in case you live in London and you’re spending the weekend with friends in Bath, you’re covered!

Do not panic! Kids under 18 who travel should be dropped off and picked up with a responsible adult, although everybody on an yearly policy is entitled to travel independently.

A lot of men and women wonder what era to place down when getting a quote if they have a birthday coming up They want not panic — it is irrelevant if you’ve got a birthday once you buy the policy, we just need your age at the time you buy your policy.

We know medical circumstances can change, so if anybody called on a policy develops a new medical condition, even though it seems trivial, or has an alteration in a circumstance which has not already been announced, please contact your insurance company and they will amend your policy and provide the relevant advice.   If you don’t let them understand and then have to claim for something related to your condition, you will not be insured.

We cover children for free on our policies. So whether it is an annual policy or single trip cover, your children can be added for no excess cost. That is more money for ice creams! Oh and cocktails.

Sounds obvious, but this one can often result in confusion. When should you buy your travel insurance? The solution is that you need to buy your coverage as soon as you reserve your trip, so your cover begins. You’re insured to your trip by buying your holiday the day you reserve your holiday.

If youcan not bring yourself to go home and’re enjoying your holiday much, your trip insurance plan can be extended by you when you’re away. You can just extend after, though, and you need to be aware of the following maximum excursion durations — 365 days for Budget, Silver, Gold and Black single trip policies and 18 months for Bronze, Silver policies for ski and backpackers coverages (maximum age of 65).

And finally, we cover a number of adventurous and downright eccentric tasks including battle re-enactments for only #20 along with your single trip coverage. In addition, we cover: diving with sharks, zorbing, hang gliding, fencing, gorge swinging and manual labour (in case you want to get a job while you’re backpacking) among other things. Let’s duel.

*All insight and tips employ to InsureandGo policies and Aren’t necessarily representative of every UK insurance company